.policy-card {
    background: rgba(255, 255, 255, 0.92);
    backdrop-filter: blur(10px);
    border-radius: 18px;
    padding: 3rem;
    box-shadow: 0 30px 60px rgba(0, 0, 0, 0.08);
    border: 1px solid rgba(0, 0, 0, 0.05);
    transition: all 0.4s ease;
}

.policy-card:hover {
    transform: translateY(-4px);
    box-shadow: 0 40px 80px rgba(0, 0, 0, 0.12);
}

.policy-title {
    font-size: 2.2rem;
    font-weight: 700;
    color: #0b3c5d;
    margin-bottom: 1.5rem;
    position: relative;
}

.policy-title::after {
    content: "";
    width: 70px;
    height: 4px;
    background: linear-gradient(90deg, #0d6efd, #00c6ff);
    display: block;
    margin-top: 10px;
    border-radius: 10px;
}

.policy-section-title {
    font-size: 1.2rem;
    font-weight: 600;
    color: #222;
    margin-top: 2.5rem;
    margin-bottom: 1rem;
    padding-left: 15px;
    border-left: 4px solid #0d6efd;
}

.policy-text {
    font-size: 1rem;
    line-height: 1.9;
    color: #555;
    margin-bottom: 1rem;
}

.policy-list {
    padding-left: 1.2rem;
    margin-top: 1rem;
}

.policy-list li {
    font-size: 0.95rem;
    color: #555;
    margin-bottom: 0.6rem;
    position: relative;
    padding-left: 10px;
}

.policy-list li::marker {
    color: #0d6efd;
}

.policy-divider {
    height: 1px;
    background: linear-gradient(90deg, transparent, #ddd, transparent);
    margin: 3rem 0;
}

/* Refund policy style helpers */
.policy-wrapper .policy-intro {
    font-size: 1rem;
    line-height: 1.8;
    color: #4a566e;
    margin-bottom: 1.5rem;
}

.policy-wrapper .policy-section h4 {
    font-size: 1.1rem;
    font-weight: 700;
    margin-bottom: 0.75rem;
    color: #1f2a44;
    position: relative;
    padding-left: 12px;
}

.policy-wrapper .policy-section h4::after {
    content: "";
    position: absolute;
    left: 0;
    top: 4px;
    width: 4px;
    height: calc(100% - 6px);
    background: #0d6efd;
    border-radius: 4px;
}

.policy-wrapper .policy-section p {
    margin-bottom: 1rem;
    color: #56627a;
    line-height: 1.8;
}

@media (max-width: 768px) {
    .policy-card {
        padding: 2rem 1.5rem;
    }

    .policy-title {
        font-size: 1.8rem;
    }
}